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Bankruptcy Blog

What is bankruptcy?

Question : I honestly don’t understand what bankruptcy is. What is bankruptcy? I have so many debts from credit card companies and loans and a car rep that I just don’t know what to do. I ...
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Will bankruptcy get rid of the child support I owe my ex-wife?

Question: Will bankruptcy get rid of the child support I owe my ex? I owe a lot of child support because I lost my job and I just couldn’t pay. Also, my former wife is not a real nice person and ...
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Bankruptcy: I lost a huge amount of money in the stock market

Question: I lost a huge amount of money in the stock market and now I need to file for bankruptcy. I need to go bankrupt to save my house and get rid of bills from credit card companies and doctors ...
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Bankruptcy: I have a sick husband and I want to keep our house

Question: I have a sick husband and I want to keep our house and we need to file bankrupcty. Now I really need help getting out of debt and I need a bankruptcy lawyer. My husband is sick with a ...
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When I file for bankruptcy do I need a job, or can I be unemployed?

Question : I used to live in Buckhead and I was married. Now I live in Dunwoody and I’m divorced and I think I need to file bankruptcy. I'm looking for a Dunwoody bankrupcty lawyer or ...
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I've been sued and I need to file for bankruptcy

Question : I’ve been sued and I need to file for bankruptcy. Am I too late? I don’t want them to get a judgment or a garnishment, that’s for sure. I know I should’ve filed for ...
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I want to keep my rental properties and file bankruptcy

Question : I want to keep my rental properties, but I need to file bankruptcy because my credit card debt is huge and I’m getting calls because I haven’t paid it for a few months. I ...
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Bankruptcy: I didn't have health insurance

Question : I have so many medical bills that I need to file for bankruptcy to get some relief from my debts. I didn’t have insurance and I fell off of a ladder doing some home repairs and went ...
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Can I reopen my bankruptcy case to include some debts?

Question : I forgot to put some of my creditors into my bankruptcy which is now closed and over. I had a lot of creditors, everything from medical bills and credit cards to repossession and an ...
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Too many medical bills in Johns Creek, GA

Question : I need to know if I can get rid of my medical bills if I file bankruptcy. I had a few medical procedures, including two surgeries and although I had insurance, I still owe a lot of money ...
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Bankruptcy: I need a new car

Question : I appreciated our discussion earlier today about purchasing a new car that would go on my expense- to-income ratio chart. My credit score, as I explained, is horrendous so I am looking at ...
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Can I put my child support in a bankruptcy?

Question: I need to know if I can include my child support payments in a bankruptcy. I went through a nasty divorce and now I have to make some hefty child support payments to my former wife, ...
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Can I put my credit card debt from Europe in a bankruptcy?

Question: I got into serious credit card debt in other countries and I need to file bankruptcy I think. I’m an American citizen, born here in Roswell, but I travelled to Europe frequently on ...
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I need a bankruptcy lawyer to stop a foreclosure

Question: It’s been financially hard for me since I moved to Georgia. I thought things would be better here but financially things have not really improved and now I’m dealing with debt ...
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Should I reaffirm an unsecured personal loan when I file bankruptcy?

Question: Should I reaffirm one of my personal loansif I file bankruptcy? I have a personal loan that I am keeping current and it’s been current for years. It’s with a credit union that my ...
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Do I personally have to pay the credit cards and loans for my business?

Question: I need the best bankruptcy lawyer because my business is losing money and I was told that I’ve personally guaranteed the debt, so now I have to pay it back. Since the business ...
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If I file bankruptcy will someone from the bankruptcy court come to my house?

Question: If I file bankruptcy will someone from the court come to my house to see what I have? I definitely need to file bankruptcy soon. The bills are piling up and the amount of money that I owe is ...
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I'm being harassed by debt collectors

Question: I’m getting calls from companies to whom I owe money. They’re harassing me. They keep calling, and they’re threatening to sue me if I don’t pay. These debt collectors ...
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Can I keep a debit card or credit card if I file bankruptcy?

Question: It’s looking like I’ll have to file bankruptcy soon but I need to keep some sort of credit card for work. The credit cards are at their limits, they are “maxed out.” ...
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Bankruptcy & Workers' Compensation

Question: Why is the trustee keeping my bankruptcy case open when I got a discharge? I have a workers’ compensation claim that my lawyer said will settle soon. And I will get money from the ...
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Can I keep a credit card or a debit card if I file for bankruptcy?

Question: It’s looking like I’ll have to file bankruptcy soon but I need to keep some sort of credit card for work. The credit cards are at their limits, they are “maxed out.” ...
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Can I be denied a government job if I file bankruptcy?

Question: I don’t want to be discriminated against if I file bankruptcy because I’m applying for jobs with the state of Georgia and the United States government. I don’t want filing ...
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I want to keep my car and file bankrupcty

Question: I need to keep my car if I file bankruptcy, which I need to do to get my debts under control. My debts are getting out of hand and I’m taking out personal loans to pay my credit card ...
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What's a Financial Assessment for Bankruptcy?

Question: When I met with you, you mentioned a financial assessment. Can you tell me a little more about the assessment and how it works and what it’s used for? I’d really like to know my ...
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When can I file bankruptcy in Woodstock?

Question: When can I file bankruptcy in Woodstock ? I’ve got more debt than I can pay and I need some relief. I have credit card bills, a car repossession and a second mortgage on a foreclosed ...
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The Sherman Law Group - Roswell Bankruptcy Lawyer
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