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Benefit from the Experience of Attorneys Bill and Valerie Sherman Former Assistant Attorney General, Assistant County Attorneys and Magistrate Judge

The Impact of a Credit Score on Bankruptcy

Question: Does my credit report impact if I can file bankruptcy? In other words, do I need a certain credit score to be able to file for bankruptcy relief? By the way, how many credit bureaus are there?
Answer: We get these questions a lot. No, your credit score doesn't matter. You can file for bankruptcy with a high credit score or a low credit score. The three (3) major credit bureaus are Experian, TransUnion and Equifax.
Here is something helpful information for the credit bureaus:
P.O. Box 9556
Allen, TX 75013
P.O. Box 740241
Atlanta, GA 30374-0241
Trans Union Consumer Relations
P.O. Box 2000
Chester, PA 19022-2000
Office in TX: 1-888-397-3742
Business: 1-888-211-0728
Business Line (also has option for Personal): 1-888-202-4025
Office in GA: 1-800-685-1111
Dispute Fax #: 1-888-826-0573
Business: 1-802-304-0364
General: 1-800-797-6801
Office in PA: 1-800-888-4213
1-800-916-8800 (consumer relations)