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Benefit from the Experience of Attorneys Bill and Valerie Sherman Former Assistant Attorney General, Assistant County Attorneys and Magistrate Judge

Blog Posts in Debt Advice

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  • Should I do debt consolidation, debt negotiation or file bankruptcy?
    Should I do debt consolidation, debt negotiation or file bankruptcy?

    Question: I owe thousands of dollars on credit cards and medical bills. I cannot afford to make payments anymore. My wife wants to get plastic surgery from a doctor in Atlanta and she says if I can’t ...

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  • How much debt do you need to file bankruptcy?
    How much debt do you need to file bankruptcy?

    Question : I really have too much debt, although I think many people might not think it’s that much. I’m married and my wife doesn’t work, although she sometimes says she wants to go back to school ...

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  • What's a Financial Assessment for Bankruptcy?
    What's a Financial Assessment for Bankruptcy?

    Question: When I met with you, you mentioned a financial assessment. Can you tell me a little more about the assessment and how it works and what it’s used for? I’d really like to know my options for ...

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  • Should I buy a new house or car if I'm going to file bankruptcy?
    Should I buy a new house or car if I'm going to file bankruptcy?

    Question: I'm sure I need to file bankruptcy because I just can't make any more payments; I mean I'm running out of money. This month I won't be able to afford to make some minimum payments for my ...

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  • Do I need a business bankruptcy or a personal bankruptcy?
    Do I need a business bankruptcy or a personal bankruptcy?

    Question: I have a business and it's losing money and I need to file bankruptcy. The business just isn't making money. It never really has made money and I've been doing it for over 2 years. The ...

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  • Debt Negotiation & Debt Settlement: An Alternative to Bankruptcy
    Debt Negotiation & Debt Settlement: An Alternative to Bankruptcy

    We have many clients with serious debt issues, but some of them don't want to file bankruptcy, and some people don't need to file bankruptcy. For those people, we can do debt negotiation (which is ...

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